What should we save each week?
The number that turns a family-holiday wishlist into a real plan. Enter what your family can put aside weekly — the calculator shows every trip that lands inside your timeline.
- ✓ All-in: flights, accommodation, activities & food
- ✓ Family-of-four calibrated
- ✓ Travel insurance & personal extras separate
- ✓ No signup to see what fits
Loading trips…
A family-holiday savings goal in the abstract ("about $15,000") is hard to act on. A weekly number ("$190 a week, every week, for the next 18 months") is the kind of thing you actually set up as a recurring transfer.
This calculator works the reverse way to most. Instead of asking "how much do you need?" and dividing by weeks, it asks: "what can you save each week?" — and then shows you which family trips that gets you. Some are closer-to-home and 7 months away; others are bigger and 24 months out.
The number you enter is the number that goes into your bank account each week. The trips you see are what that turns into.
It compounds, but slowly
Holiday savings sit short enough that interest barely moves the needle. A $200/week savings account at 5 % grows by ~$50 a month on a $2,400 balance — useful, but the weekly contribution is doing 95 % of the work.
Auto-transfer beats willpower
The families who actually hit their target use a Pay Day automatic-transfer (Up Pay Splits, ING Save+Boost, Ubank Bills account, etc.). Set the weekly number once, then stop deciding every week.
If the trip changes, the target should too
Swap a hotel, push the dates, add a stop — the weekly target should move with the plan. SaveToRoam Pro does that automatically once you've committed to a trip; the calculator is the "shopping" stage before commit.
Common questions
How do I decide what's realistic to save each week?
Most Aussie families landing in the $100-300/week range come from a mix of cutting one discretionary category (takeaway, subscriptions) and auto-saving on pay day. The calculator helps with the destination side — drag the slider and see what each amount unlocks.
What happens if I miss a week?
The target re-paces automatically. SaveToRoam Pro splits the gap across the remaining weeks — if you missed $50 and there are 10 weeks left, the target goes up by $5/week to catch up. Nothing punitive, just math.
Does the weekly target include flights?
Yes. Every itinerary's all-in cost includes flights ex-Australia in shoulder season, so the weekly target you derive from it is the full trip number. Travel insurance and personal extras stay separate so the number is honest.
Should I save in a separate account?
Yes — a named Saver / Savings Maximiser / Save sub-account at any AU bank (Up, ING, Ubank, Spaceship, etc.) keeps the trip money out of everyday spending and earns you a bit of interest while you wait. SaveToRoam tracks the target; the bank holds the money.
Turn the trip into a real plan.
Pick an itinerary above, set a departure date, and SaveToRoam locks the weekly savings target. Change anything — the number updates.
Free to start — no card required.