Spaceship can grow it. SaveToRoam makes sure you actually get there.
Spaceship Voyager and Saver are great for accumulating money over time. SaveToRoam tells you whether "over time" matches your actual departure date — and what to put in each week to land in time.
Growth vs deadline.
Spaceship is well-known for its Voyager investment portfolios and the newer Spaceship Saver cash account. Both are good ways to grow money over the long term.
The wrinkle for a family holiday is the deadline. A trip has a departure date. The money needs to be there on that date, not "eventually." Voyager portfolios can lose value short-term — fine for retirement, less fine for a Japan trip 14 months away. Saver is safer but still doesn't know what the trip costs or what to put away each week.
SaveToRoam works at that layer. Pick a destination template, set a departure date, and the app returns a real cost and a weekly savings target derived from how many weeks you have. As bookings get paid or the plan changes, the weekly target updates. The Saver (or another low-risk savings account) holds the money.
| Feature | Spaceship Saver | SaveToRoam |
|---|---|---|
| Grow money via investing | Voyager | ✗ |
| Hold cash savings | Spaceship Saver | (not a bank) |
| Save toward a named goal | Partial | ✓ |
| Goal tied to a real trip | ✗ | ✓ |
| Real trip cost estimates | ✗ | ✓ |
| Weekly savings target | ✗ | ✓ |
| Target updates when plans change | ✗ | ✓ |
| Track paid bookings + remaining | ✗ | ✓ |
| 60+ family destination templates | ✗ | ✓ |
| Best for | Long-term growth | Trip-specific planning + saving |
A note on Voyager for short-deadline trips.
Spaceship Voyager invests in equity portfolios. Returns are great over 5–10 years; over 6–18 months (the timeline of most family trip savings) the portfolio can drop 10–20% just before you need to withdraw. Many financial advisers suggest cash savings for money you need on a specific date and investing for longer horizons.
The simplest approach for a family holiday: use SaveToRoam to plan the trip and weekly target; hold the money in a low-risk cash account (Spaceship Saver, Up Saver, ING Maximiser, Ubank Save); save the weekly amount; book the trip with confidence.
I was throwing money at Voyager hoping it would compound into our Italy trip. SaveToRoam told me how much we actually needed and showed me the cash plan that got us there on time.
Plan the trip. Save the right amount. Land in time.
Pick a family-trip template, set a departure date, and SaveToRoam returns a weekly savings target tied to the real cost. Keep the money wherever you trust it — Spaceship Saver, Up, ING, Ubank.
Start freeFree plan covers one trip. New signups get 14 days of Pro free — no card. After that, Pro is AUD $4.99/month or AUD $39.99/year.
Common questions
Should I invest holiday savings in Spaceship Voyager?
Most financial guidance suggests cash for short-deadline savings goals (under 3 years). Voyager portfolios can lose value short-term — fine for retirement, riskier for a trip booked 12-18 months out. SaveToRoam can plan against any savings vehicle you choose; just match the risk to the timeline.
Does SaveToRoam connect to Spaceship?
Not directly. SaveToRoam stays out of bank and brokerage accounts. The workflow is: SaveToRoam calculates a weekly target for the trip; you move that amount into whichever savings or cash account you prefer; you record the same amount in SaveToRoam to keep trip progress accurate.
Why use SaveToRoam if Spaceship already shows my balance?
Spaceship shows the balance. SaveToRoam shows whether that balance is on track for the actual trip you're planning — at the actual cost, on the actual timeline, with the actual changes you've made. It's a layer above the balance.
More on saving toward a specific trip vs general saving: Trip Savings Platform vs Savings Account →
Plan the trip. Save enough to go.
SaveToRoam links your itinerary to your savings, so a hotel change updates your weekly target automatically.
Free to start — no card required.